We, TradeGyani Analytics Private Limited (“TradeGyani”)are fully committed to protecting and respecting your privacy.
Tradegyani is a private limited company incorporated under the Companies Act, 2013 with its registered office at B wing, 5th floor, Ackruti Trade Centre, MIDC, Andheri East, Mumbai, Maharashtra, 400093 ("Tradegyani"). Please contact us at firstname.lastname@example.org for any questions related to the policy.
This Policy (together with our Terms of Service and any other document(s) referred to in the Terms of Service) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.
Definitions: “Agreements” means the additional agreements and related documents required from you in case you opt for becoming Gyani (“Information Providers”) on our platform.
“Application”, singular or plural, refers to any of our html-based computer programs, smart phone, tablet or personal computer applications and all other software programs made available to users by us.
“Confidential Information” means all information exchanged between the Parties including personal data in connection with the Services, whether in writing, electronically or verbally, but does not include information of or relating to a Party which is, or becomes, publically available other than through unauthorized disclosure by the other Party. Confidential Information will also include information submitted to the receiving Party by a third party under an instruction from, and under a confidential obligation with the disclosing Party.
“Content” means (1) any information, data, text, software, code, scripts, music, sound, photos, graphics, videos, messages, tags, interactive features, or other materials that you post, upload, share, submit, or otherwise provide in any manner to the Platform and (2) any other materials, content, or data you provide through any channel to the Group.
“Core Data” means statistical collective data amongst users produced by the TradeGyani as part of the Service.
“Intellectual Property” means the technology and contents of the Service, including, but not limited to, the “look and feel” (such as text, graphics, images, illustrations, logos, button icons) of our Platform, Applications and all other material, Core Data, photographs, videos, tutorials, editorial content, notices, software and other content, that are the property of TradeGyani(and/or its licensors), which is protected by copyright, trademark, patent and other intellectual property laws in India and in all other applicable jurisdictions.
“Opt-Out” means (as the case may be) a tick on our login page indicating your refusal to our use of your Personal Data and the mechanism explained in Clause 7.
“Party” refers individually to each of you and TradeGyani.
“Parties” refer to both you and the TradeGyani collectively.
“Personal Identification Information” means your name, address, identification number, phone number, and/or other information by which you may be personally identified.
“Personal Financial Data” means financial account statements and other financial data that you provide to us or authorize us to have access in order to deliver the Services to which you have subscribed.
“Services” means the account aggregation, portfolio visualization, analytics and reporting services, access to expert panel and other services made available by TradeGyani.
“Subscriber”, “user” or “customer”, capitalized or otherwise, means the person who accesses, uses or subscribes to the Services, and, if authorized and applicable, the entity on whose behalf any person accesses, uses or subscribes to the Services.
“Terms” means the Terms of Service.
“We” refers to TradeGyani and related phrases “us” and “our” should be understood accordingly
“You” means the subscriber, user or customer. “Your”, capitalized or otherwise, has a corresponding meaning.
“Platform” means www.tradegyani.com or such Platform or any other mobile application provided by TradeGyani Analytics Private Limited to provide services.
- 2. Uses made of the data
- 3. Cookies
- 4. Security
- 5. Changes to this Policy
- 6. Data retention
- 7. Personal Data Policy
8. Governing law and jurisdiction
a) These policies shall be governed by and interpreted and construed in accordance with the laws of India.
i) The purposes for which data may be used by us include:
(1) ensuring that the content(s) of the Platform are presented in the most effective manner for you and for your computers and other devices;
(2) providing you with alerts, newsletters, education materials or information that you have requested or signed up to;
(3) to display your profile, portfolio, comments, returns, messages on the Platform.
(4) carrying out our obligations arising from any contracts entered into between you and us;
(5) allowing you to participate in interactive features of our Services, when you choose to do so;
(6) complying with laws and regulations applicable to us or any of our affiliates in India;
(7) legal proceedings, including collecting overdue amounts and seeking professional advice;
(8) improving and furthering our products;
(9) information for marketing purposes. We might send you information about special promotions or offers. We might also tell you about new features or products. These might be our own offers or products, or third-party offers or products we think you might find interesting.; or
(10) purposes directly related or incidental to any of the above.
b) Such data will be used to facilitate communication, and processing of internal administrative and record keeping. We will keep the personal data we hold confidential but may provide information to:
i) personnel, agents, advisers, auditors, contractors, financial institutions, and service providers in connection with any of our operations or Services;
ii) our overseas offices, affiliates, business partners and counterparts (if any);
iii) persons under a duty of confidentiality to us;
iv) persons to whom we are required to make disclosure under applicable laws and regulations in India
c) Core Data: For producing Core Data, we may aggregate your Personal Financial Data together with similar data from other users. Core Data will be produced in such a manner that the underlying data will no longer be identifiable to any specific user. We may share Core Data amongst users as part of the Services provided, and also with our business partners and other third parties to help us make improvements and/or enhancements to our products and Services and for marketing, research and academic purposes.
b) A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer and of your other device if you agree. Cookies contain information that is transferred to your computer's hard drive.
c) We use the following cookies:
i) Strictly necessary cookies. These are cookies that are required for the operation of the Platform. They include, for example, cookies that enable you to log into secure areas of the Platform, use a shopping cart or make use of e-billing services.
ii) Analytical/performance cookies These are cookies that are required for the operation of the Platform. They include, for example, cookies that enable you to log into secure areas of the Platform, use a shopping cart or make use of e-billing services.
iii) Functionality cookies. These are used to recognize you when you return to the Platform. This enables us to personalize our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
e) We may use the following third party web analytics services on the Platform. The service providers that administer these services use technologies such as cookies, web server logs and web beacons to help us analyze how visitors use the Platform. The information collected through these means (including IP address) is disclosed to these service providers, who use the information to evaluate use of the Platform. These analytic services may use the data collected to contextualize and personalize the marketing materials of their own advertising network.
i) Google Analytics
(1) Google Analytics is a web analysis service provided by Google Inc. (“Google”). Google's ability to use and share information collected by Google Analytics is in accordance with its policies: http://www.google.com/policies/privacy/partners/
(2) You can prevent Google’s collection and processing of data by using the Google Ads Settings page or by downloading and installing its browser plug-in https://tools.google.com/dlpage/gaoptout .
i) Google Ads
(2) Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users - https://support.google.com/adwordspolicy/answer/1316548?hl=en
f) You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies), you may not be able to access all or parts of the Platform.
a) What we do
i) We are committed to the safety and security of your data and information. We use a world class cloud infrastructure provider for storing all information and for hosting the platform. We place your personal data in an encrypted database and file system and deploy firewalls, SSL and encryption technology for data transmission.
ii) We subject ourselves to regular checks by third party security evaluation specialists and restrict access to your personal data by our staff on a need-to-know basis only. Once we have received your personal data, we will use strict procedures and security features to try to prevent unauthorized access.
b) What you should and should not do
i) You should keep your user ID and password strictly confidential at all times and should not share these details with anyone. In public areas, you should exercise caution and not leave your computer unattended whilst logged into your account. You should also avoid using public computer terminals to access your account, unless you can adequately verify that the terminal is free from spyware and that you can erase all of your information upon exiting the terminal. We will not be liable for any loss or damage arising from unauthorized access to your account due to any failure to comply with these precautions.
a) By using the Platform, you agree to the terms of this Policy. We may revise the terms of this Policy from time to time and will always present the most up-to-date version on our Platform. It is your responsibility to periodically review and keep yourself appraised of the latest terms but, if any revision meaningfully affects your rights, we will take reasonable steps to notify you of such changes.
a) We retain Confidential Information for as long as it is necessary. It may be archived as long as we believe that the purpose for which it was used still exists. We will delete your original Personal Financial Data within a reasonable time after the relevant financial information has been extracted and processed into our database for the purpose of generating reports
b) If you decide to stop using our Services, we will delete all such data within a reasonable time after the termination of the Services or after cessation of the subject matter to which such personal data relates, subject to retention for purposes of complying with applicable laws, resolving disputes, enforcing the terms of our agreement with you and protecting our intellectual property rights.
a) You have provided personal data in connection with the login for this Platform and to process any application for Services from TradeGyani or to enter into an Agreement with TradeGyani, where failure to supply the such personal data may result in an application for Services or Agreement being rejected.
b) We intend to use your personal data in direct marketing. We may also provide your personal data to other persons for their use in direct marketing, whether or not such persons belong to TradeGyani.
c) As further explanation, please note that:
i) personal data means your name, contact details (including address, contact number, email address), products and services information, transaction pattern and behavior, background and demographic data held by us from time to time;
ii) the following classes of services, products and subjects may be marketed in direct marketing:
(a) our Services and products and services and products related to the Platform
(b) invitations to events such as webinars;
iii) we may conduct direct marketing via fax, email, direct mail, telephone and other means of communication or send e-newsletters to you.
d) You can opt out of receiving our marketing emails. To stop receiving our promotional emails, please email email@example.com. It may take about ten days to process your request. Even if you opt out of getting marketing messages, we will still be sending you transactional messages through email and SMS about your purchases.
e) You understand that the choices made pursuant to Clause 7.4 above represent your most up-to-date choices of whether or not to receive direct marketing contact or information. This replaces any choice previously communicated by you to TradeGyani.